A bank that behaves like a bank

Branches with tellers. Every ATM on the map. Personal, savings, shared, and

business accounts. Debit cards with PINs and tiers. Loans with a credit score

that remembers how you have paid. Invoices between players. A phone app.

Every movement is a ledger line — nothing is a number that changes with no

record of why.

It uses your framework's money, not its own

A checking balance **is** your framework's `bank` account. Shops and paychecks

that call `AddMoney(src, 'bank')` keep working, and there are never two figures

that disagree. Money that arrives while somebody is offline is queued and paid

on their next login.

Cards are objects, not a permission flag

Use one and your character holds it up. Freeze it from the item, the bank, or

the phone. Run somebody's card in person and take payment with no cash. Lift

one out of a pocket.

A card that is not yours behaves differently at a machine — a wrong PIN is a

gamble rather than a refusal, the withdrawal is capped, and the owner is told

immediately. Configurable, and switchable off entirely.

A tier you apply for

The top card is not for sale. Requirements are checked when you apply and again

when the answer comes back, and the balance requirement is read out of the

ledger, so it cannot be rented for ten minutes. Holders get higher ceilings,

serious fraud protection, and private offices that do not exist for anybody

else.

Receipts that stay in the machine

Printed on paper, with a terminal ID and a sequence number. Leave one behind

and the next person to use that ATM is offered it.

Everything in the box

Accounts — personal, savings, shared and job accounts; per-member roles,

permissions and daily limits; interest; overdrafts

Cards — PINs, tiers, daily limits, freezing, reporting, an in-person card

reader, pickpocketing, and an applied-for top tier with private branches

Credit — loans with instalments, missed payments and defaults, feeding a

credit score that decides what you are offered next

Bills — invoices between players, bills that collect themselves, paychecks

Phone — lb-phone app: balances, credit score, loans, bills, recent

movements, send money, request money, freeze a card. It deliberately cannot

deposit or withdraw

Tools — `/bankimport` to migrate off your old bank (dry run by default),

`/bankaudit` to prove the ledger matches every balance, a staff menu for cards

and applications, Discord logging that respects the rate limit

Updating — your settings live in a file; updates never replace it, and database

changes apply themselves at boot. No SQL to run, ever.

Requirements

* oxmysql

* ox_lib

* An inventory: ox_inventory, qs-inventory, qb-inventory, or none

* lb-phone (optional)

Compatibility

ESX Legacy · QBCore · QBox · united_core · standalone

Support

https://discord.gg/VvSnXeUxTR